The National Association of Realtors recently released an in-depth reference guide to the economic recovery act of 2009.  This guide provides information and guidelines about the first-time home buyer tax credit that is available in 2009.  If you have been considering home ownership or purchased a home recently, you may find this guide helpful.  If you have a friend or family member who may benefit from this information, click on the 'Forward email' link below.To read an electronic version of this guide, point your web browser to:www.yucaipa-real-estate.com/reference/2009_TaxCreditGuide.pdfFor specific questions about the tax implications of the credit, please consult a tax professional.If you or anyone you know is in need of real estate advice or assistance, I am just an e-mail away.